Uber has changed the way we travel. By simply using the Uber app, you can get a ride almost anywhere, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
This article explores typical Uber accident injuries, how to determine liability, and the legal steps involved in pursuing compensation.
Frequent Injuries from Uber Rides
When riding in an Uber, a variety of injuries, more info especially during collisions or accidents. Some of the most common injuries that occur include:
Whiplash: This neck injury is common in rear-end collisions, causing pain and limited mobility. The symptoms may take time to surface.
Broken Bones: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.